ASF-authorized insurance broker in Timișoara. We compare offers from all insurers in Romania to find you the best price. Free consultation, claims assistance included.
RCACASCOHomeTravelLife & Health
Why SafeGuard
ASF-authorized broker — your trusted partner since 2014
We compare offers from 15+ insurersWe work with all major insurers: Allianz, Groupama, Euroins, Omniasig, Generali, Uniqa, Grawe, NN, Asirom. We present you the best 3 offers.
Free consultation, no obligationsWe analyze your needs and recommend optimal coverage. We charge no additional commissions — the price is identical to the one directly from the insurer.
Claims assistance — we help you from A to ZIn case of a claim, we guide you: document completion, communication with the insurer, file tracking, compensation negotiation. Free for clients.
Automatic renewal with alertWe notify you 30 days before expiration. We compare offers again and recommend the best option. You never forget about renewal.
8,000+ active clientsSince 2014, we have helped over 8,000 clients from Timișoara and all of Romania. 4.9/5 rating on Google, 600+ positive reviews.
Insurance
RCA, CASCO, home, travel
Calculate
Personalized quote instantly
Claims
Full assistance, free
Insurance Partners
Allianz-ȚiriacMarket leader in Romania. RCA, CASCO, home, life, health insurance. Extensive network of partner repair shops.
GroupamaTop French insurer. Competitive RCA, CASCO with reduced deductible, agricultural insurance, home insurance.
EuroinsMost affordable RCA on the market. Standard coverage, competitive price, fast online issuance.
Omniasig (VIG)Part of the Vienna Insurance Group. RCA, CASCO, home, accidents. Fast compensation.
GeneraliItalian insurer with tradition. Premium products: CASCO All Risk, life, health, private pensions.
+ 10 more companiesUniqa, Grawe, NN, Asirom, City Insurance, Eurolife, Insurance Pool, Gothaer, Signal Iduna, Ergo.
Types of Insurance
Complete coverage for auto, home, travel, life, and health
🚗 Auto Insurance
RCA — Third-Party Liability Mandatory
Mandatory insurance for any registered vehicle. Covers damages caused to third parties (material and bodily). Validity: 1, 6, or 12 months.
from 800 RON/year
CASCO — All Risks Insurance Recommended
Covers damage to your own vehicle: accident, theft, vandalism, natural phenomena, fire. With or without deductible. Roadside assistance included.
from 1,200 RON/year
Green Card
Insurance for travel outside Romania. Mandatory in non-EU countries. Coverage according to local legislation.
from 60 RON
Roadside Assistance
Towing, breakdown, flat tire, fuel, replacement car. Romania and Europe. 24/7.
from 100 RON/year
🏠 Home Insurance
PAD — Mandatory Home Insurance Mandatory
Mandatory insurance for all homes in Romania. Covers: earthquake, flood, landslide. Insured amount: 20,000 EUR (type A) or 10,000 EUR (type B).
Covers damages caused to neighbors: flooding from apartment, fire spread. Morally mandatory, recommended for any homeowner.
from 100 RON/year
✈️ Travel Insurance
Europe Travel Insurance
Medical expenses up to 30,000 EUR, repatriation, lost luggage, flight cancellation. Full coverage in EU and Schengen.
from 25 RON
Worldwide Travel Insurance
Medical expenses up to 50,000 EUR. USA, Canada, Asia, any destination. Optionally includes extreme sports.
from 50 RON
Trip Cancellation Insurance
Reimbursement of vacation costs in case of cancellation for medical or professional reasons. Coverage: hotel, flight, excursions.
from 30 RON
❤️ Life & Health Insurance
Life Insurance
Financial protection for your family: death, permanent disability, critical illness. Insured amount of your choice: 10,000 - 200,000 EUR.
from 100 RON/month
Private Health Insurance Popular
Access to private clinics: consultations, tests, investigations, hospitalization, surgery. No waiting lists. Network: Regina Maria, MedLife, Sanador.
from 200 RON/month
Accident Insurance
Compensation in case of accident: fracture, burn, disability. 24/7 coverage, including amateur sports. No medical exam required.
from 80 RON/year
Prices are indicative and depend on client profile (age, experience, claims history, etc.). Free consultation for a personalized quote. We compare at least 3 insurers.
Calculate Quote
Receive a personalized quote in maximum 15 minutes — free
RCA — What you need for calculationChassis number (VIN) or registration number, owner ID card, vehicle registration certificate. You receive a comparison from at least 5 insurers in 10 minutes.
CASCO — What you need for calculationVehicle registration certificate, ID card, driving license, driving experience (years), claims history. Optional: car photos.
Home — What you need for calculationHome address, usable area, year of construction, estimated value (building + goods), type (apartment/house), floor.
Travel — What you need for calculationDestination, travel period, number of people, ages, travel purpose (tourism/business), extreme sports: yes/no.
Life/Health — What you need for calculationAge, health condition, medical history, smoker/non-smoker, desired insured amount, coverage type (life/health/both).
Send the data via WhatsApp, email, or tell them to the chatbot and receive the quote in maximum 15 minutes (during business hours). All data is confidential and GDPR protected.
Useful Tips
RCA — how to savePay annually (not semi-annually). Choose direct settlement. Compare at least 3 offers. Bonus-malus: each year without claims = price reduction.
CASCO — deductible vs. priceHigher deductible = lower premium. Choose a 200-500 EUR deductible for a good price. Zero deductible costs 30-40% more.
Home — don't limit yourself to PADPAD only covers earthquake, floods, landslides. An optional insurance (from 300 RON/year) covers fire, theft, installation damage.
Claims Assistance
We help you free of charge from reporting to receiving compensation
Step 1 — Report claimCall us immediately after the event. We guide you on what to do at the scene: photos, amicable finding, police (if necessary). Do not admit fault!
Step 2 — Claims fileWe help you correctly complete all documents: amicable finding, damage declaration, vehicle/home documents. We check everything before submission.
Step 3 — Submission and trackingWe submit the file to the insurer (physically or online). We track the status, communicate with the claims inspector, request expediting if needed.
Step 4 — CompensationWe verify the amount offered by the insurer. If it is below the real value, we contest and negotiate. We assist you until you receive the money.
Types of Claims
🚗 Auto Claims
RCA claim — you are the victim
Another driver is at fault. Compensation from the at-fault driver's insurer. We help with: finding, file, partner repair shop, replacement car.
Free
CASCO claim
Own damage on CASCO: accident, vandalism, theft, hail. We guide you to the approved repair shop, verify the estimate, track payment.
Free
RCA direct settlement
Not at fault? You can open the claim with your own RCA insurer (direct settlement). Faster, simpler. We help with the procedure.
Free
🏠 Home Claims
PAD claim (earthquake, flood)
Reporting to PAID, damage assessment, compensation file. We help with all necessary documents.
Policy issuanceAt the office (by appointment), online (email/WhatsApp), or via chatbot. RCA issued in 10 minutes. CASCO: quote in 30 minutes. Policy sent by email.
PaymentBank card (online or at the office), bank transfer, cash at the office. Interest-free installments for CASCO and life insurance (with certain insurers).
Coverage areaPhysical office in Timișoara, but we issue policies for clients from all of Romania (online). Claims assistance: Timișoara, Arad, Lugoj, Deva, Reșița.